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I am currently working as a Locum in the UK for the NHS and I was wondering whether I am covered by the local trusts insurance or whether I require my own private indemnity insurance. Any information would be appreciated.
You need to ask your Trust if you are insured through them.
If you are not you need to join one of the various professional bodies in the UK who will provide Professional Indemnity insurance as a matter of course.
Much the same insurance (£5,000.000) at wildly varying cost to the practitioner, I should add.
David, I have to ask - and please don't be offended here - how come you are working on patients without knowing whether you are insured or not?
I was told by my agency that as long as I was working within the NHS and not privately that I would be covered by the trusts' insurance. Is there a list of insurers which I can contact?